Credit Analytic Solutions
Transforming Credit Risk Management

Whitepapers


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The Impact of Uber on the Taxi Lending Industry: How Lenders are Facing Credit Quality Deterioration as a Result of Their Exposure

January 19, 2016   //   By Bob Durante, Eduardo Alves and Arnold Gevero

Taxi drivers and medallion owners are not the only ones feeling the impact of new competition brought on by ride-sharing companies like Uber Technologies Inc. and Lyft Inc. These disruptive technologies are also affecting the myriad of lenders to taxi medallion holders, including financial institutions, which are not only seeing the value of the medallions…

PD Model Fundamentals – Private Corporates: Detangling Financial Risk From Business Risk In A Probability Of Default Model

December 14, 2015   //   By Giorgio Baldassarri, Antonios Sitsanis and George Tripolitakis

The ability of corporations to conduct their business and access funding has dramatically weakened amid ongoing global financial market turmoil on an unprecedented scale. Following the so-called “credit crunch,” banks have substantially and steadily decreased available liquidity for loans in North America and Europe, despite historically low central bank interest rates and a multitude of…

PD Model Fundamentals – Public Corporates: Detangling Financial Risk from Business Risk in a Probability of Default Model

December 14, 2015   //   By Antonios Sitsanis, Giorgio Baldassarri and George Tripolitakis

The ability of corporations to conduct their business and access funding has dramatically weakened amid ongoing global financial market turmoil on an unprecedented scale. Following the so-called “credit crunch,” banks have substantially and steadily decreased available liquidity for loans in North America and Europe, despite historically low central bank interest rates and a multitude of…

Credit Analytics – Now Fully Integrated Into The S&P Capital IQ Platform

credit-analytics-now-fully-integrated-into-the-sp-capital-iq-platform